Privacy Policy
This Privacy Statement describes how The Mortgage Mall, Inc DBA The Mortgage Spot LLC, (TMS) a Maryland Corporation uses the information you provide.
This Privacy Policy explains how we collect, use, protect, and disclose information obtained through our website and related services.
1. Information We Collect
We may collect personal information that you voluntarily provide when you use our website, complete a contact form, subscribe to communications, or apply for mortgage services.
Information collected may include:
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Name
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Email address
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Phone number
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Mailing address
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Financial or mortgage-related information provided during an inquiry or application
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Information about the property or loan you are seeking
We may also automatically collect certain technical information, including:
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IP address
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Browser type
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Device type
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Website usage data
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Cookies and tracking information
2. How We Use Your Information
The information we collect may be used to:
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Respond to inquiries and requests
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Provide mortgage-related information and services
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Assist with mortgage applications and loan processing
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Communicate updates regarding loan programs or services
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Improve website functionality and user experience
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Comply with legal and regulatory requirements
We use reasonable administrative, technical, and physical safeguards to protect your information.
3. Sharing of Information
We do not sell your personal information.
Your information may be shared with:
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Mortgage lenders and financial institutions involved in processing a loan request
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Service providers who assist with website operations or business services
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Regulatory agencies or authorities when required by law
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Third parties necessary to complete mortgage-related services
All third parties are expected to maintain the confidentiality and security of the information provided.
4. Cookies and Tracking Technologies
Our website may use cookies or similar technologies to improve functionality and understand how visitors use our site.
Cookies help us:
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Improve website performance
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Remember user preferences
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Analyze website traffic
You may disable cookies through your browser settings; however, some features of the website may not function properly.
5. Data Security
We take reasonable measures to protect your personal information from unauthorized access, disclosure, or misuse. While we implement safeguards designed to protect your information, no system can guarantee absolute security.
6. External Links
Our website may contain links to third-party websites. We are not responsible for the privacy practices or content of those external websites. We encourage you to review their privacy policies before providing personal information.
7. Children's Information
Our website and services are not intended for individuals under the age of 18. We do not knowingly collect personal information from children.
8. Your Privacy Rights
Depending on your state of residence, you may have certain rights regarding your personal information, including the right to request access to or correction of personal data.
To make a request regarding your information, please contact us using the information below.
9. Changes to This Privacy Policy
We may update this Privacy Policy from time to time. Updates will be posted on this page with the revised effective date.
10. Contact Information
If you have questions regarding this Privacy Policy or how your information is handled, please contact:
Mortgage Mall Inc.
DBA The Mortgage Spot
Email: contact@mmispot.com
Phone: 213.866.SPOT (7768)
Website: https://www.mmispot.com
Mortgage Mall Inc. complies with applicable federal and state privacy laws, including privacy protections applicable to financial institutions.
Your Privacy Choices (Maryland Residents)
The Mortgage Mall Inc., doing business as The Mortgage Spot LLC, is committed to protecting the privacy of our customers and website visitors. This page explains the choices available to Maryland residents regarding the use of their personal information.
Information We Collect
We may collect personal information such as your name, contact information, financial information, and property details when you:
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Submit a mortgage inquiry
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Complete a contact form
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Begin a loan application
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Communicate with our company
We may also collect limited technical information from website visitors such as browser type, device information, and website usage data.
How Your Information May Be Used
Your personal information may be used to:
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Respond to your inquiries
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Process mortgage applications
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Provide information about loan programs
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Communicate regarding services you request
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Comply with legal or regulatory obligations
Sharing of Information
We may share information with:
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Mortgage lenders and financial institutions involved in processing a loan request
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Service providers assisting with loan processing or website operations
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Government or regulatory authorities when required by law
Mortgage Mall Inc. does not sell personal information to third parties.
Your Privacy Choices
Maryland residents may request to:
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Review the personal information we have collected about them
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Request corrections to inaccurate information
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Limit certain types of communications
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Opt out of marketing emails or promotional communications
To make a privacy request, please contact us using the information below.
Marketing Communications
If you receive promotional emails from us, you may opt out at any time by:
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Clicking the unsubscribe link included in the email
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Contacting us directly
Please note that we may still send important service-related communications.
Protecting Your Information
Mortgage Mall Inc. maintains administrative, technical, and physical safeguards designed to protect personal information from unauthorized access or misuse.
Contact for Privacy Requests
For privacy-related requests or questions, please contact:
The Mortgage Mall Inc.
DBA The Mortgage Spot LLC
Email: contact@MMIspot.com
Phone: 213.866.SPOT (7768)
Website: https://www.mmispot.com
Mortgage Mall Inc. complies with applicable federal and state privacy laws governing financial institutions, including the Gramm-Leach-Bliley Act and related privacy regulations.
Effective Date: 3/12/2026
Welcome to the website of The Mortgage Mall Inc., doing business as The Mortgage Spot LLC (“Company,” “we,” “our,” or “us”). By accessing or using this website, you agree to comply with and be bound by the following Terms of Use. If you do not agree with these terms, please do not use this website.
1. Informational Purposes Only
The information provided on this website is for general informational purposes only and should not be considered financial, legal, or tax advice. Mortgage loan programs, interest rates, and terms are subject to change without notice.
Nothing on this website constitutes an offer to lend, a commitment to lend, or a guarantee of loan approval.
2. Loan Programs and Availability
Mortgage programs described on this website may not be available in all states or to all borrowers. Loan approval is subject to credit approval, underwriting guidelines, property approval, and applicable program requirements.
Not all applicants will qualify for mortgage financing.
3. Accuracy of Information
While we strive to provide accurate and current information, The Mortgage Mall Inc. makes no warranties or representations regarding the completeness, accuracy, or reliability of the information contained on this website.
Information may be updated or modified at any time without prior notice.
4. Website Use
You agree to use this website only for lawful purposes. You may not:
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Use the website in any way that violates applicable laws or regulations
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Attempt to gain unauthorized access to systems or data
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Introduce malicious code, viruses, or harmful material
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Interfere with the functionality or security of the website
5. Intellectual Property
All content on this website, including text, graphics, logos, design, and layout, is the property of Mortgage Mall Inc. or its licensors and is protected by applicable copyright and intellectual property laws.
Content may not be reproduced, distributed, or used without prior written permission.
6. External Links
This website may contain links to third-party websites for convenience or informational purposes. Mortgage Mall Inc. does not control and is not responsible for the content, privacy practices, or policies of third-party websites.
7. Limitation of Liability
The Mortgage Mall Inc. shall not be liable for any damages arising from the use of or inability to use this website, including direct, indirect, incidental, or consequential damages.
Your use of the website is at your own risk.
8. Privacy
Your use of this website is also governed by our Privacy Policy. Please review our Privacy Policy to understand how we collect and use information.
9. Changes to These Terms
The Mortgage Mall Inc. reserves the right to modify or update these Terms of Use at any time. Changes will become effective upon posting to this website.
10. Governing Law
These Terms of Use shall be governed by and interpreted in accordance with the laws of the State of Maryland, without regard to conflict of law principles.
11. Contact Information
If you have questions regarding these Terms of Use, please contact:
The Mortgage Mall Inc.
DBA The Mortgage Spot LLC
Website: https://www.mmispot.com
Email: contact@mmispot.com
Phone: 1-213-866-SPOT (7798)
The Mortgage Mall Inc., doing business as The Mortgage Spot LLC, is committed to transparency and compliance with all applicable federal and state mortgage lending regulations.
Company Information
The Mortgage Mall Inc.
DBA The Mortgage Spot LLC
NMLS ID: 1098807
Phone: 1-213-866-SPOT (7798)
Website: https://www.mmispot.com
Consumers may access licensing information through the Nationwide Multistate Licensing System & Registry (NMLS).
NMLS Consumer Access:
https://www.nmlsconsumeraccess.org
Equal Housing Opportunity
The Mortgage Mall Inc. DBA The Mortgage Spot LLC is an Equal Housing Opportunity provider. We do not discriminate on the basis of race, color, religion, national origin, sex, marital status, familial status, disability, or any other characteristic protected by law.
Loan Program Disclosure
Mortgage loan programs, interest rates, terms, and conditions are subject to change without notice. Loan approval is subject to credit approval, underwriting guidelines, and property eligibility.
Not all applicants will qualify for mortgage financing.
Nothing on this website constitutes a commitment to lend or a guarantee of loan approval.
Third-Party Relationships
The Mortgage Mall Inc. may work with various mortgage lenders, investors, and service providers in order to provide loan products to consumers. Loan programs may vary depending on lender guidelines and borrower qualifications.
Consumer Complaints
Consumers wishing to file a complaint regarding Mortgage Mall Inc. or its loan originators may submit a complaint through the NMLS Consumer Access website:
https://www.nmlsconsumeraccess.org
Contact Information
Mortgage Mall Inc.
DBA The Mortgage Spot
Phone: 1-213-866-SPOT (7798)
NMLS ID: 1098807
Website: https://www.mmispot.com